President of SMARTER Risk Management. In this arena John is focused on credit risk, interest rate risk, liquidity risk, and strategic risk. Prior to starting SMARTER Risk Management, John was the National Director for Enterprise Risk Management and Compliance for Sheshunoff Consulting + Solutions. And prior to Sheshunoff, John was the Director of Integrated Risk Management Consulting Services for Metavante, a $2 billion technology firm focused on financial institutions.
John has 30 years of experience in the financial institutions arena. His first fifteen years were spent working for financial institution of various size and complexity, and has spent the last eleven plus years in the business consulting arena. During John’s banking career, he worked in several areas of banking including credit, treasury services and operations.
During John’s consulting career he has worked with domestic and international financial institutions ranging in size from the community bank market to a US$1 trillion international financial institutions. He has assisted banks as they have worked through regulatory orders and issues, and been heavily involved in the roll out of advanced risk analytics including risk-based capital, the Basel II Accord and stress.
John has spoken and presented courses throughout the United States, Europe, in the Middle East and Africa. In 2008 he conducted a workshop in Moscow, and has presented a credit risk analytic course for 11 banks in the Middle East. In addition, he has led an operational risk program in South Africa and has conducted a Board of Directors corporate governance and risk management program for international banks.
John has an undergraduate degree in Economics and an MBA from the University of Wisconsin. He is currently an adjunct professor for Webster University, teaching in their MBA program. He teaches Investment, Capital Markets and Management. John has also authorized several articles and white papers and is a sought after speaker at banking conferences.
has over 35 years of financial services experience. John has led major projects in national and international financial institutions. He has significant experience in implementing organizational, process and product design, merger and consolidation, information technology, and other types of change in both the commercial and trust organizations of financial institutions.
John worked with several national consulting firms, as a managing director, practice manager, and senior consultant. John has led projects encompassing corporate and retail services, operations, lending, trust, data processing, and telecommunications. He has also consulted on engagements encompassing personal, corporate, and institutional trust administration, as well as the investment function for trust departments of varying size. His consulting efforts have included re-engineering all aspects of the trust business line, as well as the marketing financial and executive functions.
is the the National Director for the Enterprise Risk Management Practice at SMARTER Risk Management. She has over 20 years of experience in financial services and consulting, with a specialization in performance improvement and relationship management. Her consulting core competencies include: profitability measurement, operational improvement, process standardization, project management, systems utilization, and budgeting and planning.
Before joining SMARTER Risk Management, Kelly was the practice Manager for Enterprise Risk Management at Sheshunoff Consulting + Solutions. And prior to that, she served as Performance Management implementation Manager at SunGard Risk and Performance (formerly BancWare). At SunGard she led a team of consultants in the implementation of profitability, budgeting, and relationship pricing solutions for financial institutions ranging in assets from $1 billion to over $200 billion. She directed all segments of the implementation life-cycle, including scope validation, project planning, resourcing, budgeting, and project management.
is a former Engagement Manager for Sheshunoff Consulting + Solutions with over 25 years of financial services experience both in consulting and bank management. As part of the Consulting Solutions Group, he worked with financial institutions to identify areas to increase profitability, productivity, and efficiency in bank operations. Managing projects and directing teams are his strengths in providing high performance solutions for clients.
During his career Ty has had extensive experience in consulting projects for regional, community banks and credit unions nationwide, ranging from $200 million to $20 billion is asset size. Areas of expertise include: Strategic Planning, Management Consulting, Executive Coaching, Project Management, Organization Alignment, Lending (Commercial, Consumer, Mortgage, Credit Administration, and Loan operations), Retail Banking, Technology, and Risk Management.